1.10-Year Scenario Stress Testing
real estate deal analyst · 2026
A real estate deal analyst built this dashboard to secure financing committee approval for a French rental property by evaluating its resilience against rising interest rates before an exclusivity period expired. The scenario scorecard compares a baseline 5.74% interest rate yielding €28.8K in 10-year cumulative cash flow against a rate shock of 7.74% that drops the minimum DSCR to 0.87x and results in a -€17.7K cumulative cash flow. Additionally, a stagflation model drives the minimum DSCR down to 0.79x with nine years below 1.0x, demonstrating why a robust landlord expense tracker is critical for multi-scenario underwriting.
What it shows:
Quantifying rate shocks and stagflation scenarios is essential for securing financing committee approvals.




